The Reserve Bank of India is the main Central Authority for seamless supervision of the banking industry in India. RBI forms, implements, and directs the major monetary policies of all the banks. They control the interest rates given by all the banks on loans and deposits; this majorly influences the inflation and deflation in the country.
A good banking system is important in the country as it ensures public wealth, availability of cheap loans, helps the economy grow, development in rural areas, and global reach. The list of banks in India is huge as they are divided into various kinds. But, the best part is that all of them are licensed by RBI; hence they are safe and can be entirely trusted.
List of all Public and Private Sector Banks in India
1. Commercial Banks- It is further divided into four divisions:
- Public sector
- Private sector
- Payments Bank
- Foreign Bank
2. Small Finance Bank
3. Payments Bank
4. Co-operative Bank- It has two subsidiaries:
- Urban Co-operative
- Rural Co-operative
Let us discuss some of the major banks in India. It would help you get an insight into their performance and reliability.
List of All Public Sector Banks in India
|List of PSU Banks||Number of Branches||Number of ATMs||Headquarter|
|State Bank of India (SBI)||24000||58559||Mumbai|
|Punjab National Bank (With Merger of Oriental Bank of Commerce and United Bank of India)||11437||8985||New Delhi|
|Bank of Baroda (With Merger of Dena Bank & Vijaya Bank)||8581||10318||Vadodara|
|Canara Bank (With Merger of Syndicate Bank)||10391||12829||Bengaluru|
|Union Bank of India (With Merger of Andhra Bank and Corporation Bank)||9500||13300||Mumbai|
|Bank of India||5825||5000||Mumbai|
|Indian Bank (With Merger of Allahabad Bank)||6000+||6104||Chennai|
|Central Bank of India||2876||4666||Mumbai|
|Indian Overseas Bank||2995||3400||Chennai|
|Bank of Maharashtra||1860||1897||Pune|
|Punjab & Sindh Bank||1045||1554||New Delhi|
Here is some information about the Public Sector Banks:
1. State Bank of India (SBI)
This Bank has a legacy of more than 200 years, making it one of India’s most trusted banks. It comes under Fortune 500 companies, and it possesses 23% shares of the total market assets in India.
It serves more than 44 crore customers by its huge network of more than 22000 branches, 66000 BC outlets, and 58500 ATMs. It is the largest public sector bank in India as it contains ¼th of the total loans and deposits in the financial market currently. Their idea is to become the preference for reconstructing India by offering easy, responsive, and innovative financial solutions.
2. Punjab National Bank
It is a very old bank that started on April 12, 1985, from Lahore and is India’s first Swadeshi Bank. It has become one of the major banks in India as it is now the second-largest public sector bank after the merger with Oriental Bank of Commerce and the United Bank of India.
The primary motive to start this bank was nationalism, and at that time, it was the first Bank that Indians entirely managed. It has expanded the business and branches tremendously, and now there are 10925 branches, 12346 BC outlets, and 13914 ATMs.
It offers a wide range of financial services such as deposits, loans, mutual funds, agriculture banking, and much more.
3. Union Bank of India
This Bank is a must in the list of banks in India as, since its inception, it has offered amazing services, ensuring that the customers are happy and satisfied with their services. They offer various financial services such as consumer banking, corporate banking, mortgage loans, investment banking, etc.
It is a leading public sector bank that holds 89.07% of banks’ total share capital. They are headquartered in Mumbai, Maharashtra. They are serving around 120 million customers and employ more than 75000 people in the country. Union Bank of India has 9500 bank branches, 11700 BC outlets, and 13300 ATMs.
4. Canara Bank
This Bank was established on July 1, 1906, and at that time, it was named Canara Hindu Permanent Fund Ltd. Later, in 1910, it changed its name to Canara Bank. It is one of the oldest public sector banks with headquarters in Bangalore.
Recently, it has become the fourth-largest bank in the nation after its alliance with Syndicate bank. As of now, they have 10491 branches and 12973 ATMs. Canara Bank serves more than 10.90 crore customers and ensures that they are entirely happy with its services.
They majorly offer services in four divisions: retail banking operations, treasury operations, wholesale banking operations, and other banking operations.
5. Bank of Baroda
It was established in 1908, and since then, it has proved to be a reliable partner that helps its customers to address different financial needs. It is one of the best banks in India as all the services they provide are amazing, and they ensure they excel in it.
Some of the services they offer are Loans, Fixed deposits, mutual funds, insurance, and much more. Bank of Baroda is also known as India’s International Bank. After its incorporation with the Vijaya bank, it has also become the third-largest moneylender in the country.
It has served around 127 million customers so far and has 8581 branches, 168 controlling offices, and 13400 ATMs.
Also Read: Banking System in India Explained
6. Bank of India
It was established on September 7, 1906, by a group of businessmen in Mumbai. This bank was a private bank; it was nationalized along with 13 other banks in 1969. They started with a paid-up capital of 50 lakhs and 50 employees but then grew rapidly in just a couple of years and became a national bank with a strong national presence.
Since its inception, they have been persistently putting their best foot forward in providing excellent service to their customers. Bank of India’s major services is credit cards, insurance services, personal loans, vehicle loans, home loans, etc.
They have more than 5000 branches and 1727 ATMs spread all over the country. You would be glad to know that they have an overseas presence as well in 18 foreign countries.
7. Central Bank of India
This Bank has been harvesting happiness since the time it was established and has been the reason for the happiness of many. It was incorporated in 1911 and was the first commercial bank that was completely owned and managed by the Indians.
Central Bank of India has faced many challenges and threats for the last 106 years, but they have always transformed them into a great business opportunity. They ensure that they offer unique and reliable financial solutions to their customers.
Some of the major services which they offer are loans, credit cards, remittance facilities, MSME, special agriculture loan schemes, and much more. They have 4685 bank branches and 4886 ATMs spread across the country.
8. Indian Bank
In the list of all public sector banks in India, this bank should be in the top 10 as it is one of the premier public banks of India. This bank was established on March 5, 1907, but it started its operations on August 15, 1907. They offer different kinds of depository schemes for their users to suit the requirements of both individuals and organizations.
It is the seventh-largest public sector bank in India, with 6089 branches, 1494 BNAs, and 5022 ATMs across the nation. It has recently merged with Allahabad Bank that has helped to make its position even stronger in the market. You would be amazed to know that they opened their international branch in Colombo back in 1932 and Singapore in 1941.
9. Indian Overseas Bank
It was incorporated in 1937 by Shri. M.Ct.M. Chidambaram Chettyar. The main aim behind opening this bank was because he wanted to specialize in foreign exchange business in banking as he aspired to take it back across the globe.
This bank has earned a lot of reputation and customers because of the impeccable service that it offers. They are offering top-notch banking services not only across India but also in 4 foreign countries as well. It is one of the 14 banks that got nationalized in 1969.
They have 3400 bank branches across the country and 4 outside India, and their total numbers of ATMs are 1524.
10. Bank of Maharashtra
This Bank has been built on people’s trust, which has made it the finest public sector bank in the country. The best thing about them is that they have always been a customer-centric bank and ensure that their services are unique and suit the requirements of their customers.
They offer many financial services to their customers, such as deposits, loans, digital banking, corporate banking, MSME, Agriculture schemes, NRI accounts, and much more. This bank is fully computerized, and they ensure that they stay updated with the latest technology so that there is ease of transactions.
Bank of Maharashtra has 1833 branches and 1851 ATMs spread across all the states and 4 Union territories.
11. Punjab and Sind Bank
The primary motive behind starting this bank was to help the weaker sections of society to raise their standard of living. It started in 1908, and decades have gone by, but still, it is fully committed to helping the weaker sections and fulfilling the promise of the founding fathers.
They aim to become a tech-savvy bank with a Pan India presence and yearn to meet the expectations of all their stakeholders. Using the state of the art technology, they offer remarkable customer service by rendering innovative products and services for distinct customer segments.
They have in total 1545 branches and 118 ATMs in 32 states and Union Territories.
12. UCO Bank
In the list of banks of India, it might be placed at the bottom, but it offers top-notch services to its customers. UCO Bank was incorporated in 1943, and it is a commercial bank and Government of India undertaking. All their boards of Directors are government representatives by the government of India and RBI.
They aspire to become the most admired and trusted bank in the country; they ensure to offer world-class services to all its customers for completing their mission. The major services that they offer are loans, credit cards, insurance, education funds, mutual funds, and much more.
They have in total 3078 branches and 2564 ATMs in 32 states and Union Territories.
This was the List of all Public Sector Banks in India and some good to know information about them. Now let us know more about the other bank types in India.
Also read: List of Private Banks in India
List of all Private Sector Banks in India
|List of Private Banks||Number of Branches||Number of ATMs||Headquarter|
|Bandhan Bank||1000||485||Kolkata, West Bengal|
|Catholic Syrian Bank||426||290||Thrissur, Kerala|
|City Union Bank||600||1724||Thanjavur, Tamil Nadu|
|DCB Bank||323||4,99||Mumbai, Maharashtra|
|Dhanlaxmi Bank||269||3,46||Thrissur, Kerala|
|Federal Bank||1252||1598||Aluva, Kerala|
|HDFC Bank||4787||13514||Mumbai, Maharashtra|
|ICICI Bank||4882||15159||Mumbai, Maharashtra|
|IDBI Bank||1892||3693||Mumbai, Maharashtra|
|IDFC First Bank||301||216||Mumbai, Maharashtra|
|IndusInd Bank||1004||2662||Mumbai, Maharashtra|
|Jammu & Kashmir Bank||958||1322||Srinagar, Jammu, and Kashmir|
|Karnataka Bank||835||1503||Mangaluru, Karnataka|
|Karur Vysya Bank||668||1641||Karur, Tamil Nadu|
|Kotak Mahindra Bank||1369||2429||Mumbai, Maharashtra|
|Lakshmi Vilas Bank||570||1045||Chennai, Tamil Nadu|
|Nainital Bank||135||–||Nainital, Uttarakhand|
|RBL Bank||342||–||Mumbai, Maharashtra|
|South Indian Bank||852||1393||Thrissur, Kerala|
|Tamilnad Mercantile Bank Limited||509||1156||Thoothukudi, Tamil Nadu|
|Yes Bank||1050||1305||Mumbai, Maharashtra|
Here is an insight on the top 12 Private Sector Banks in India:
1. HDFC Bank
One of India’s biggest private sector banks in regards to assets and market capitalization. It was also the first bank to get permission from RBI to set up a private sector bank in 1994. They render exceptional services to its customers, including wholesale & retail banking, treasury, loans, and credit cards.
It is the top component in Bank Nifty. They are headquartered in Mumbai, Maharashtra. In total, they have 5608 branches and 16087 ATMs spread across the country. HDFC bank comes in the listing of the best 100 most valuable global brands worldwide. The unique thing about them is that all the HDFC branches are connected online in real-time.
2. ICICI Bank
When it comes to reliability, ICICI bank comes first on the list. It is the second-largest private sector bank in India in terms of total assets and Market capitalization. They give an array of banking products and financial services to both corporate and retail customers. Some of the significant ones are fixed deposits, savings & current accounts, Loans, Credit Cards.
ICICI Bank was advanced in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. It has a wide network disseminated across the country in terms of 4874 branches and 14987 ATMs. Their registered office is in Vadodara, Gujarat.
3. Axis Bank
The third-largest private Bank in India provides various financial services to different customer segments such as Large andMid-Corporates, MSME, Agriculture, and Retail Businesses. It has a huge network and has the maximum number of ATMs across the nation.
This bank is the most preferred because of the amazing services that it offers, plus the ease of transaction that it provides. They have numerous banking products to offer, such as retail banking, home loans, corporate banking, wealth management, mortgage loans, etc.
Axis bank is also said to be the first new-generation private sector bank in India. They have 4,528 branches, 12,044 ATMs, and 5,433 cash recyclers spread all over the country.
4. Kotak Mahindra Bank
The list of all private sector banks in India would be incomplete without adding Kotak Mahindra Bank. It has become one of the top banks in India after it procured ING Vysya Bank in 2015. It was incorporated in 1985, and to date, it has been a full-fledged private bank that has succeeded in creating a fantastic brand by offering excellent products.
They are headquartered in Mumbai. Kotak Mahindra bank is said to be the fastest-growing bank as it has more than 1500 bank branches, 2350 ATMs that cover more than 700 locations. The spectrum of services they offer is personal finance, investment banking, wealth management, general insurance, life insurance, etc.
5. IndusInd Bank
The name of this bank was kept after Indus Valley Civilization as it is one of the greatest ancient cultures in the world. It offers remarkable customer support and is an amazing banking partner to its clients.
It is working as a full-service universal bank that attends to customers from all segments. Some of the services they offer are Loans, Deposits, Accounts, Insurance, Investment solutions, etc. They have a pan-India network of 1892 branches and 3467 ATMs nationwide.
The good part is that they offer round-the-clock customer services so that if you face an issue anytime, they would be available to help you.
6. Yes Bank
It is the sixth-largest private sector bank in India, with 1120 bank branches and 1450 ATMs. Yes, the bank was incorporated in 2014, and since then, it has been doing a commendable job in providing services and safety in transactions.
The bank is headquartered in Mumbai, Maharashtra. Yes, the bank also has an IBU at GIFT City and a Representative Office in Abu Dhabi.
They offer a wide range of services such as loans, credit cards, banking, mutual funds, merchant banking, investment banking, and much more. Their mission is to become one of India’s finest quality large banks, and they are striving hard to achieve it.
7. Federal Bank
It is one of the best banks in India and has more than a thousand bank branches and ATMs across the country. They are headquartered in Aluva, Kerela. It is one of the fastest-growing private banks, and they are doing a wonderful job by providing efficient and convenient banking services since its inception.
Their services truly get along well with their tagline, “A perfect business partner.” One bank made all its branches computerized as soon as digitalization started in the country. They wish to become the most aspired bank in the country, and for that, they ensure that all its customers are happy and satisfied with their policies.
The major services they offer are insurance services, depository services, internet banking, mobile banking, mutual fund products, online bill payment, insurance schemes, etc.
8. IDFC First Bank
Initially, this bank was called IDFC Limited that was set up in 1997 for financing infrastructure. Later in 2005, when Dr. Rajiv Lall joined the company, he extended the company and began giving other services such as Asset Management, Institutional Broking, and Infrastructure Debt Fund.
In 2013, he applied to RBI to get a commercial banking license, and after making a lot of effort, he got approval in 2014. In 2015, IDFC bank was created, and the parent company IDFC Limited retained AMC, Institutional Broking, and Infrastructure Debt Fund business through IDFC Financial Holding Company Limited (NOFHC).
They have opened 279 branches and 199 ATMs across the nation in a very short span and have a customer base of 4 million live customers.
9. South Indian Bank
India’s oldest private sector banks came into existence during the Swadeshi movement in 1929. It is headquartered in Thrissur, Kerela. It is the first Kerela-based Bank that implemented the Core Banking system.
The incorporation of this Bank was a dream come true of a group of enterprising men united together at Thrissur. The major motive behind forming this bank was because they wanted to provide safe, efficient, and reliable banking solutions and save them from the clutches of greedy money lenders by offering reasonable interest rates.
South Indian Bank has 870 branches and 1400 ATMs all over the country.
10. Bandhan Bank
In the list of all private sector banks in India, the next name is Bandhan Bank. It is a subsidiary of Bandhan Financial Holdings Limited (BFHL). It was incorporated to serve the unbanked and underbanked population of India particularly. Bandhan Bank was started in 2015, and they are headquartered in Kolkata, West Bengal.
They offer various banking products and services to their customers and ensure that their solutions are unique and helpful for their customers. Some of the major services that YES bank offers are banking services, microfinance, MSME, and affordable housing finance to urban, semi-urban, and rural customers. They have 999 bank branches and 481 ATMs nationwide.
11. IDBI Bank
It is a full-service universal bank and is said to be one of the fastest-growing banks in India. It is an old bank that was incorporated in 1964. They understand the customer’s financial needs and requirements; keeping that in mind, they try and make the policies and schemes.
With them, you can rest assured about the safety of your money and ease of transactions. The services that they offer are innovative and go well with their pan-India network of branches and ATMs. They are headquartered in Mumbai, and in total, they have 1892 branches and 3467 ATMs spread all over the country.
12. City Union Bank
It was constituted on October 31, 1904, and then it was named Kumbakonam Bank Limited, later it changed its name to City Union Bank. They are headquartered in Kumbakonam, Tamil Nadu. In the year 1980, they opened their first branch outside Tamil Nadu.
It offers numerous financial services to its customers, such as retail banking, enterprise banking, loans, gold loans, MSME loans, credit cards, agricultural schemes, and much more. They have a network of 700 bank branches and 1762 ATMs all over the country.
For meeting the needs of different kinds of customers, they have tailor-made schemes so that everyone can get help from them. Thus, if you look for attractive interest rates, numerous loan schemes, a reliable network, and great customer support, then City Union bank can be a great option.
This was about the top 12 private banks, but in total, there are 21 private banks in India, and all of them have their own benefits that can suit your needs.
Also read: 10 Best Banks for Business Loan in India
List of Regional Rural Banks in India
|Sr. No.||Name of Regional Rural Bank||Sponsor Bank||State|
|1||Andhra Pradesh Grameena Vikas Bank||State Bank of India||Telangana|
|2||Andhra Pragathi Grameena Bank||Syndicate Bank||Andhra Pradesh|
|3||Arunachal Pradesh Rural Bank||State Bank of India||Arunachal Pradesh|
|4||Aryavart Bank||Bank of India||Uttar Pradesh|
|5||Assam Gramin Vikash Bank||United Bank of India||Assam|
|6||Bangiya Gramin Vikash Bank||United Bank of India||West Bengal|
|7||Baroda Gujarat Gramin Bank||Bank of Baroda||Gujarat|
|8||Baroda Rajasthan Kshetriya Gramin Bank||Bank of Baroda||Rajasthan|
|9||Baroda UP Bank||Bank of Baroda||Uttar Pradesh|
|10||Chaitanya Godavari Grameena Bank||Andhra Bank||Andhra Pradesh|
|11||Chhattisgarh Rajya Gramin Bank||State Bank of India||Chhattisgarh|
|12||Dakshin Bihar Gramin Bank||Punjab National Bank||Bihar|
|13||Ellaquai Dehati Bank||State Bank of India||Jammu & Kashmir|
|14||Himachal Pradesh Gramin Bank||Punjab National Bank||Himachal Pradesh|
|15||J&K Grameen Bank||J&K Bank Ltd.||Jammu & Kashmir|
|16||Jharkhand Rajya Gramin Bank||State Bank of India||Jharkhand|
|17||Karnataka Gramin Bank||Canara Bank||Karnataka|
|18||Karnataka Vikas Grameena Bank||Syndicate Bank||Karnataka|
|19||Kerala Gramin Bank||Canara Bank||Kerala|
|20||Madhya Pradesh Gramin Bank||Bank of India||Madhya Pradesh|
|21||Madhyanchal Gramin Bank||State Bank of India||Madhya Pradesh|
|22||Maharashtra Gramin Bank||Bank of Maharashtra||Maharashtra|
|23||Manipur Rural Bank||United Bank of India||Manipur|
|24||Meghalaya Rural Bank||State Bank of India||Meghalaya|
|25||Mizoram Rural Bank||State Bank of India||Mizoram|
|26||Nagaland Rural Bank||State Bank of India||Nagaland|
|27||Odisha Gramya Bank||Indian Overseas Bank||Odisha|
|28||Paschim Banga Gramin Bank||UCO Bank||West Bengal|
|29||Prathama UP Gramin Bank||Punjab National Bank||Uttar Pradesh|
|30||Puduvai Bharthiar Grama Bank||Indian Bank||Puducherry|
|31||Punjab Gramin Bank||Punjab National Bank||Punjab|
|32||Rajasthan Marudhara Gramin Bank||State Bank of India||Rajasthan|
|33||Saptagiri Grameena Bank||Indian Bank||Andhra Pradesh|
|34||Sarva Haryana Gramin Bank||Punjab National Bank||Haryana|
|35||Saurashtra Gramin Bank||State Bank of India||Gujarat|
|36||Tamil Nadu Grama Bank||Indian Bank||Tamil Nadu|
|37||Telangana Grameena Bank||State Bank of India||Telangana|
|38||Tripura Gramin Bank||United Bank of India||Tripura|
|39||Utkal Grameen Bank||State Bank of India||Odisha|
|40||Uttar Banga Kshetriya Gramin Bank||Central Bank of India||West Bengal|
|41||Uttar Bihar Gramin Bank||Central Bank of India||Bihar|
|42||Uttarakhand Gramin Bank||State Bank of India||Uttarakhand|
|43||Vidharbha Konkan Gramin Bank||Bank of India||Maharashtra|
Let us know about some of the information on the top 10 regional rural banks:
1. Kerela Gramin Bank
It is one of the RRB in Kerela that has a massive rural penetration. This bank was formed by combing two banks, namely South Malabar Gramin Bank and North Malabar Gramin Bank, after notification by the Government of India.
Here are the insights about Kerela Gramin Bank:
- Established- 2013
- Total number of branches- 634
- Gross NPA- 20.9%
2. Prathama UP Gramin Bank
This Bank is sponsored by Punjab Nation Bank. It was made by an amalgamation of two banks, i.e., Prathama Bank and Sarva Up Gramin Bank:
Here are the insights about Prathama UP Gramin Bank-
- Established- 2019
- Branches- 938
- Gross NPA- 1.64%
- CASA- 6.89%
3. Punjab Gramin Bank
Its sponsor bank is Punjab National Bank. Recently in 2018 government of India amalgamated Punjab Gramin Bank, Malwa Gramin Bank, and Sutlej Gramin Bank, sponsored by Punjab National Bank, State Bank Of India, and Punjab and Sind Bank, respectively, and a single regional rural Bank called Punjab Gramin bank came into existence.
- Established- 1975
- Branches- 419
- Customer Base- 32 Lakhs
- Gross NPA- 9.63%
4. Manipur Rural Bank
This Bank is a joint undertaking of the Government of India, Government of Manipur, and its sponsor bank is Punjab National Bank. Their contribution ratio is 50: 15: 35. Their main objective to start this bank was to help the weaker sections of society.
- Established- 1981
- Branches- 28
- Total assets – 757616
- Total income- 256399
5. Baroda Gujarat Gramin Bank
The major aim of establishing this bank was to develop the rural economy. Three banks amalgamated to create this bank: Panchmahal Vadodara Gramin Bank, Surat Bharuch Gramin Bank, and Valsad Dang Gramin Bank.
- Established- 1976
- Branches- 488
- Net Profit- 5075000
- Total Share Capital- 782807000
6. Assam Gramin Vikash Bank
IT is the only bank owned solely by India’s government in Assam. This bank was made by an amalgamation of Pragjyotish Gaonlia Bank, Lakshmi Gaonlia Bank, Cachar Gramin Bank, and Subansiri Gaonlia Bank.
- Established- 2006
- Branches- 473
- Head Office-Guwahati
- Net Profit- 25.14 Cr
7. J&K Grameen Bank
This Bank was made by merging two RRB’s that were Jammu Rural Bank & Kamraz Rural Bank, both sponsored by J&K Bank. They are headquartered in Narwal, Jammu.
- Established- 2009
- Branches- 217
- Net Profit- 11.93 Cr
8. Dakshin Bihar Gramin Bank
This Bank was made by amalgamating two RBIs which were Bihar viz. Madhya Bihar Gramin Bank (MBGB) & Bihar Gramin Bank. Dakshin Bihar Gramin Bank’s sponsor is Punjab National Bank.
- Established- 2019
- Branches- 1078
- Net Profit- 22 Cr
9. Maharashtra Gramin Bank
This Bank is in Maharashtra; as the name suggests, even though it is an RRB yet, it delivers all the major functions of a PSB. It was made by an amalgamation of two banks, i.e., Maharashtra Godavari Gramin Bank and Marathawada Gramin Bank.
- Established- 2009
- Branches- 252
- Net Profit- 13.4%
- Revenue- 130.44 Cr
10. Aryavart Bank
This Bank was made after an amalgamation of two banks: Gramin Bank of Aryavart and Allahabad UP Gramin Bank. They aim to help the weaker sections of society and offer an excellent financial solution to all its customers.
- Established- 2019
- Branches- 1367
- Net Profit- 1.21 Cr
These were some of the major Regional Rural banks in India.
Foreign Banks in India
Here is the list of all major foreign banks in India:
- AB Bank
- Abu Dhabi Commercial Bank
- American Express
- Australia and New Zealand Banking Group
- Barclays Bank Plc
- Bank of America
- Bank of Bahrain and Kuwait
- Bank of Ceylon
- Bank of China
- Bank of Nova Scotia
- BNP Paribas
- Citibank India
- Crédit Agricole Corporate and Investment Bank
- Credit Suisse
- CTBC Bank
- DBS Bank
- Deutsche Bank
- Emirates NBD
- First Abu Dhabi Bank
- FirstRand Bank
- HSBC Bank India
- Industrial & Commercial Bank of China
- Industrial Bank of Korea
- JPMorgan Chase
- KEB Hana Bank
- Kookmin Bank
- Krung Thai Bank
- Mizuho Corporate Bank
- MUFG Bank
- Qatar National Bank
- Shinhan Bank
- State Bank of Mauritius
- Societe Generale
- Sonali Bank
- Standard Chartered Bank
- Sumitomo Mitsui Banking Corporation
- United Overseas Bank
- Westpac Banking Corporation
- Woori Bank
List of Foreign banks with representative offices
- Access Bank
- Banco Bilbao Vizcaya Argentaria
- Banco BPM
- Banco de Sabadell
- Bank of Montreal
- Bank of Taiwan
- Busan Bank
- Caixa Geral de Depositos
- Credit Industriel et Commercial
- DNB Bank
- DZ Bank
- Intesa Sanpaolo
- National Australia Bank
- Raiffeisen Bank International
- Skandinaviska Enskilda Banken
- The Bank of New York Mellon
- Toronto Dominion Bank
- UBS AG
- Wells Fargo Bank
- Zurcher Kantonalbank
Small Finance Banks in India
List of all the small finance banks in India:
|Bank Name||Established||Headquarters||Branches||Revenues||Total Assets|
|Ujjivan Small Finance Bank||2017||Bangalore, Karnataka||464||₹9,473 crores (US$1.3 billion)|
|Jana Small Finance Bank||2018||Bangalore, Karnataka|
|Equitas Small Finance Bank||2016||Chennai, Tamil Nadu||412||₹31.35 crores (US$5 million)||₹1,787.41 crores (US$274 million)|
|AU Small Finance Bank||2017||Jaipur, Rajasthan||396||₹292 crores (US$41 million)||₹2,155.25 crores (US$300 million)|
|Capital Small Finance Bank||2016||Jalandhar, Punjab|
|Fincare Small Finance Bank||2017||Bangalore, Karnataka|
|ESAF Small Finance Bank||2017||Thrissur, Kerala||400||₹475 crores (US$67 million)|
|North East Small Finance Bank||2017||Guwahati, Assam|
|Suryoday Small Finance Bank||2017||Navi Mumbai, Maharashtra|
|Utkarsh Small Finance Bank||2017||Varanasi, Uttar Pradesh|
List of Payment banks in India
Below is the list of all the payments banks in India:
|Airtel Payments Bank||2017||New Delhi, Delhi||₹474 crores (FY2020)|
|Fino Payments Bank||2017||Mumbai, Maharashtra||410 Branches||₹689 crores (FY2020)|
|India Post Payments Bank||2018||New Delhi, Delhi||650 Branches||₹48 crores (FY2019)|
|Jio Payments Bank||2018||Mumbai, Maharashtra|
|NSDL Payments Bank||2018||Mumbai, Maharashtra|
|Paytm Payments Bank||2017||Noida, Uttar Pradesh||₹29.8 crores (FY2020)|
List of Co-operative Banks
Co-operative banks are divided into two categories:
1. State Co-operative banks
2. Urban Co-operative banks
3. State Co-operative banks- There are 9 banks under it, which are:
- Kerala State Co-operative Bank Limited
- The Maharashtra State Co-operative Bank Limited
- Mizoram Co-operative Apex Bank
- Tamil Nadu State Apex Co-operative Bank
- West Bengal State Co-operative Bank
- The Delhi State Co-operative Bank Ltd
- Manipur State Co-operative Bank Ltd
- THE GUJARAT STATE CO-OPERATIVE BANK LTD
- Rajasthan State Co-operative Bank Ltd
4. Urban Co-operative banks- Here is the list of all the banks under it:
- Abhyudaya Co-operative Bank Ltd
- Ahmedabad Mercantile Co-Op Bank Limited
- Amanath Co-operative Bank Limited
- Andhra Pradesh Mahesh Co-Op Urban Bank Limited
- Apna Sahakari Bank Limited
- Bassein Catholic Co-operative Bank Limited
- Bharat Co-operative Bank (Mumbai) Limited
- Bombay Mercantile Co-operative Bank Limited
- Citizen Credit Co-operative Bank Limited
- Cosmos Bank
- Dombivli Nagari Sahakari Bank Ltd.
- Fingrowth Co-operative Bank Limited
- Goa Urban Co-operative Bank Limited
- Gopinath Patil Parsik Janata Sahakari Bank Limited
- Greater Bombay Co-operative Bank Limited
- GS Mahanagar Co-operative Bank Limited
- Indian Mercantile Co-operative Bank Limited
- Jalgaon Janata Sahakari Bank Limited
- Jalgaon People’s Co-operative Bank Limited
- Janakalyan Sahakari Bank Limited
- Janalaxmi Co-operative Bank Limited
- Janata Sahakari Bank Limited
- Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
- Kalupur Commercial Co-op Bank Limited
- Kalyan Janata Sahakari Bank Limited
- Karad Urban Co-operative Bank Limited
- Mapusa Urban Co-operative Bank of Goa Limited
- Nagar Urban Co-operative Bank Limited
- Nagpur Nagrik Sahakari Bank Limited
- Nasik Merchant’s Co-operative Bank Limited
- New India Co-operative Bank Limited
- NKGSB Co-operative Bank Limited
- Nutan Nagarik Sahakari Bank Limited
- Osmanabad Janata Sahakari Bank Limited
- Pravara Sahakari Bank Limited
- Punjab and Maharashtra Co-operative Bank
- Rajarambapu Sahakari Bank Limited
- Rajkot Nagrik Sahakari Bank Limited
- Rupee Co-operative Bank Limited
- Sangli Urban Co-operative Bank Limited
- Saraswat Bank
- Sardar Bhiladwala Pardi People’s Co-op. Bank Limited
- Shamrao Vithal Co-operative Bank
- Shikshak Sahakari Bank Limited
- Solapur Janata Sahakari Bank Limited
- Surat Peoples Coop Bank Limited
- Thane Bharat Sahakari Bank Limited
- The Akola Janata Commercial Co-operative Bank Limited
- The Akola Urban Co-operative Bank Limited
- The Jaynagar Majilpur People’s Co-Operative Bank Limited
- The Khamgaon Urban Co-operative Bank Limited
- The Mehsana Urban Co-Op Bank Limited
- TJSB Sahakari Bank
- Vasai Vikas Sahakari Bank Limited
- Zoroastrian Co-operative Bank Limited
Recommended: How to Open a Bank Account for a Minor in India
List of Local Area Banks in India
They are the non-scheduled banks, and the private motive behind setting them was to provide an institutional mechanism for promoting rural and semi-urban savings and offering credit for viable economic activities in local areas. There are only two local area banks-
- Coastal Local Area Bank Ltd
- Krishna Bhima Samruddhi LAB Ltd
This was the list of banks in India; it will make it easy for you to pick the bank for you now as per your needs. Keep in mind that security is the first feature that you should look at before depositing your money in the bank. Also, ensure a few other factors such as minimum balance requirements, ease of deposit, check the ATM fee, branch availability, and most importantly, interest rates.
Be vigilant while choosing a bank and make sure that you make good credibility as it helps you in the future while taking loans or credit cards.