Training Manual released by Nabard for Self Help Group formation
Contents
- ABOUT THIS HANDBOOK
- Helping to Form SHGs 3
- What is Self Help? 4
- How do We Start? 5
- How are Groups Formed? 7
- How are Group Meetings Organised? 8
- How do SHGs take shape? 9
- How do SHGs function? 11
- Characteristics and Functions of SHGs 12
- Linking of SHGs to Bank 15 16
- Step 1 – Opening of S/B Account for the SHG 17
- Step 2 – Conduct of internal lending by the SHG 17
- Step 3 – Assessment of SHGs 19
- Step 4 – Sanction of Credit Facility to the SHG
- Spreading the Message of SHGs 22 23
ANNEXURES
I. Specimen pages of INTER-SE AGREEMENT TO BE EXECUTED BY THE MEMBERS OF 23
THE SELF-HELP GROUP 25
II. Specimen of APPLICATION TO BE SUBMITTED BY SHG TO BANK 26
III. Format of ARTICLES OF AGREEMENT FOR USE BY BANKS WHILE FINANCING SELF-HELP GROUPS 28
IV. Specimen of Saving A/c. The register maintained by SELF-HELP GROUP 29
V. Specimen of Loan A/c. The register maintained by SELF-HELP GROUP 30
VI. Specimen of CASH BOOK 31
VII. RBI Circular on OPENING OF SAVINGS BANK ACCOUNTS IN THE NAME OF SELF-HELP GROUP
Download: SHG Training Manual – Nabard
