Financial Inclusion from around the World

Some glittering examples of financial inclusion models from around the world and our take on whether they will work in India. Read more on Forbes India

Financial Inclusion Models from Around the World

YSP Thorat: The Poor Do, Indeed, Save

The bulk of the success in financial inclusion so far has come from extending credit to the poor. It has been traditionally difficult to provide savings and insurance to them. There are different ways to explain this. Read more: Forbes India

C Rangarajan: The Two Pillars of Financial Inclusion

The nationalization of major commercial banks in 1969 was an important landmark in the history of financial inclusion. It was felt that the nationalized banks can make a big push into the rural areas. To some extent, this has happened. But the fact remains that… Read more on Forbes India

4 Ideas to Shape the Future of Finance

The Idea: Rajan outlines a new approach to extend savings and credit services for the financially excluded — “Small Finance Banks”. These banks would be localized in all regards — from hiring staff to decision making to wages — in order to promote flexible, innovative processes.

However, they would be linked to large financial institutions in order to benefit from the economies of scale for certain ‘commoditized’ products such as checking accounts. Read more on Forbes India


Sushma is a dynamic and knowledgeable personal finance expert and entrepreneur with a rich background in business and finance, holding a bachelor's degree in the field. Her passion for financial empowerment and a drive to teach others how to navigate the world of online money-making, create passive income streams, and achieve financial freedom sets her apart. With a focus on user-friendly apps and engaging games, she guides readers through the most profitable and enjoyable digital earning opportunities.


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