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    Home»MICROFINANCE

    Economic empowerment for women in sex work through Microfinance

    By Sushma SinghUpdated:August 8, 2020
    sex-workers-microfinance
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    Swathi Jyothi is a microfinance institution that supports the economic empowerment of women in sex work in Bangalore, India. It has been established by Swathi Mahila Sangha, a collective of women in sex work, with the support of Vrutti, a Livelihoods Resource Centre.

    These women live in difficult circumstances — most of them in sex work out of desperation, not a choice. Many of them have no secure housing – some of them live on the streets or in brothels. Many are not able to give their children a decent education. They earn money but have no formal system through which they can accumulate savings or borrow credit. They are not easily able to access mainstream financial services ‐ mainly due to the stigma attached to their occupation and lack of relevant documentation.

    Economic empowerment for women in sex work through Microfinance

    Swathi Jyothi helps build the financial literacy of the women and offers them, women, a range of financial services — savings bank accounts, recurring deposit accounts and short term loans. It also helps them access long-term loans and insurance through mainstream banks.

    Currently, Swathi Jyothi has reached 4,200 women in sex work — helping them save and send their children to a better school, find more secure housing and in some cases even start their own business and come out of sex work.

    livelihoods resource centre microfinance in bangalore swathi jyothi swathi jyothi mfi vrutti women in sex work
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    sushma
    Sushma Singh

    Sushma is a financial expert and online entrepreneur. With years of experience in personal finance and business management, she is dedicated to empowering individuals to take control of their finances and make smart investment decisions. Through Moneymint's website, she provides insightful tips, strategies and resources to help individuals grow their wealth and achieve financial stability. Join Sushma on the journey to financial freedom today!

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