Axis Bank Buzz Credit Card Review 2021

7 mins read
Axis Bank Buzz Credit Card Review 2020

Founded in 1993 axis bank is known as the 3rd largest financial institution, i.e., private sector bank offering a variety of financial services to customers all over India.

It has been providing various financial services and consumer-friendly financial tools with the flow of time similarly this time also it launched its buzz credit cards which have created a buzz among the customers all over India.

Axis bank buzz credit card is like online shopping tools in the hands of the customers, which can help you to avail of a lot of discounts, cashback offers, reward points and a lot more. It is exclusively designed for Flipkart customers. It’s just like jinn given to the shopaholics. It comes along with various benefits, including flipchart vouchers, reward points on every online shopping helps you to pay via EMI.

Axis Bank Buzz Credit Card: Features, Eligibility, And Benefits:

<strong>Benefits and facilities offered by Axis Bank Buzz Credit Card</strong>:

Welcome Benefits:

  • As a welcome token gift voucher worth Rs 1000 is given after making 3 purchases within the first 45 days.

Usage benefit: There are valuable benefits given to customers like:

  • On any purchase from Flipkart between 6th – 31st of any month 5% instant discount is given.
  • 10 % discount is given on any purchase made on Flipkart between 1st – 5th of each month.
  • On every Rs 200 that you spend, you get 2x Axis eDGE reward points.
  • 3x Axis eDGE reward points on online shopping.
  • Avail a discount of 5% on the purchase of the Redmi Go from Flipkart. An additional 5% discount for EMI payment.

Dining benefits:

  • You get 15% on dining bills on dining at the partner restaurants.

Recommended: Citibank PremierMiles Credit Card Review

Milestone benefits:

  • If you spent Rs. 25,000, Rs. 50, 000 and 1 lakh annually on Flipkart you’re rewarded with the vouchers of Rs 500, 1000 and Rs 2500 respectively.
  • While Rs 1000 and Rs 2000 Flipkart vouchers are rewarded on the card exceeding Rs1 lakh and Rs 2 lakh respectively.
  • Get Flip-kart gift vouchers worth up to Rs 7000 annually on milestone spends.

Converting purchases into EMI: 

  • Any transaction of Rs 2500 or above can be converted into EMI transaction.

Exclusive Price Protection Cover:

  • The lowest priced option of the product for the customer is available.

Fees and other charges:

Axis bank charges some fees for the buzz credit card here is a list of fee and all additional charges:

Description Amount
Joining Fee Rs.750
Annual Fee 1st year – Zero2nd year onwards – INR 750
Supplementary Joining Fee for Card Zero
Card Replacement Fee Waived
Cash Payment Fee Rs.100
Duplicate Statement Fee Waived
Fee for Charge Slip Retrieval Waived
Outstation Cheque Fee Waived
Finance Charges 3.25% per month
Cash Withdrawal Fee 2.5% of the cash amount, subject to a minimum of INR 250
Over Limit Penalty 3% of the over-limit fee, subject to a minimum of INR 500
Cheque Return Fee Rs.300
Railway Ticket Surcharge Based on the IRCTC rules devised for the purpose
Foreign Currency Transaction Fee 3.5% of the value of transaction on the card
GST In keeping with the prevalent Government laws and regulations in force at the time being.
Apply for Axis bank buzz credit card
<strong>Eligibility for Axis Bank Buzz Credit Card</strong>:
  • The primary cardholder has to between the age of 18 – 70 years
  • The add-on cardholder should be over the age of 15 years.
  • The applicant can either be a resident of India or non – resident of India.

*The bank has the right to change the criteria at any given time.* 

Documents required: The necessary documents for applying for the buzz credit card are:

  • The candidate needs a copy of his Pan card / Form 60
  • Income proof such as a copy of the latest payslips/form 16 /IT returns a copy.
  • Passport/ Ration card/ Electricity bill / Telephone bill/ Landline bill, a copy of any of them as residence proof
  • Passport/ Driving license / PAN card/ Aadhar card, a copy of any of them as identity proof
  • Latest passport size color photograph of the applicant
  • Completely filled credit card application form

Note: the document list provided is only indicative. They may vary as the bank may ask you to produce additional documents.

  • Bank will communicate about your status of the application within 21 days of receiving your application.

There are certain terms and conditions applied by the bank.

Recommended: HDFC Bank Regalia Credit Card Review

Value chart: If you are still a bit confused about the cashback and other facilities offered by the Buzz credit card, you can refer to the below value chart provided by the bank. With the help of it, you can restart your thinking process and make a decision.

Category / Description Annual expenditure Cashback Flipkart voucher Reward points
Welcome benefit Nil Nil 1000 Nil
Flipkart expenditure 50000 500 1500 1500
Dining 18000 2700 Nil 180
Other online expenditure 50000 Nil Nil 1500
Other expenditures 82000 Nil Nil 820
Total annual expenditure 2 lakh Nil 3000 Nil
Total annual benefits Nil 10100 5500 4000
Annual benefit ( % of expenditure) 8.08%

Axis Bank Buzz Credit Card customer Care Service 

You can contact the customer care number for any queries -1800-419-5959. It is a 24*7 (toll-free) customer care number. You can also contact at 1860 500 5555 or 1860 419 5555.

Sushma Singh

Sushma is a full-time blogger and financial expert. Join Sushma and 10,000 monthly readers here to learn how to save and invest your money wisely.

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